N ot a m e m b e r ? J o i n at a s so c iate d h a i rp rofe s sio n a ls .c o m 57
THE MYTH:
Professional associations are archaic. I get all my community and
professional insight from Facebook.
THE TRUTH:
Join an association that exists to support you—the practicing hair
pro. At Associated Hair Professionals, we take a modern approach to
education and give you all the tools and resources you need to protect
and grow your career.
THE MYTH:
Hair professionals don't need
professional liability insurance.
THE TRUTH:
Do you have an extra $250,000
set aside in your bank account
if an accident does occur? Did
you know that the average claim
ranges from $3,000 to $10,000—
and that is with an insurance
company negotiating the
settlement. Imagine trying to do it
yourself. Don't forget the time and
attention it would take away from
your real job—hairdressing.
THE MYTH:
All professional liability insurance is the same, so go
with the cheapest.
THE TRUTH:
Again, you get what you pay for. AHP offers a $6
million policy, $2 million per occurrence. That means if
you were an AHP member at the time of the incident,
but are no longer one when the claim is filed (and the
claim is valid), you will be covered. Most other policies
say you must be a current policy holder. We also have
no deductible and it's not a shared aggregate.
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inside look: ahp