AHP Indie Stylist

Volume 2 Issue 4

Issue link: https://www.ahpindiestylist.com/i/1421270

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N ot a m e m b e r ? J o i n at a s so c iate d h a i rp rofe s sio n a ls .c o m 57 THE MYTH: Professional associations are archaic. I get all my community and professional insight from Facebook. THE TRUTH: Join an association that exists to support you—the practicing hair pro. At Associated Hair Professionals, we take a modern approach to education and give you all the tools and resources you need to protect and grow your career. THE MYTH: Hair professionals don't need professional liability insurance. THE TRUTH: Do you have an extra $250,000 set aside in your bank account if an accident does occur? Did you know that the average claim ranges from $3,000 to $10,000— and that is with an insurance company negotiating the settlement. Imagine trying to do it yourself. Don't forget the time and attention it would take away from your real job—hairdressing. THE MYTH: All professional liability insurance is the same, so go with the cheapest. THE TRUTH: Again, you get what you pay for. AHP offers a $6 million policy, $2 million per occurrence. That means if you were an AHP member at the time of the incident, but are no longer one when the claim is filed (and the claim is valid), you will be covered. Most other policies say you must be a current policy holder. We also have no deductible and it's not a shared aggregate. 4 5 6 inside look: ahp

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